Dear John,

I just wanted to let you know that I feel sorry for you - you spent about one and a half hour posting comments to about 20 different entries in this blog, linking to some useless mortgaging site, and it took me about 30 seconds and 2 mouse clicks to get rid of all of them.

I cannot imagine that anyone would pay you for something as useless as this, so I hope you find other ways to feed your kids.

Best, Stefan